Insurance 4-Point Inspection

Effective February 7, 2018, Citizens Property Insurance issued new guidelines for 4-Point inspections on homes over 30 years old. We help policyholders with older homes obtain insurance coverage with our four-point and roof certification inspections.

Agents and Carriers recommend us because of our reputation for quality, accuracy and post-inspection customer service.

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Inspection Pricing

What is a 4-Point Inspection

Once a home reaches a certain age, many insurance carriers would like to take a peek at the four main sources of insurance claims:

- HVAC (Heating, Ventilation and Air Conditioning)
- Electrical wiring and panels
- Plumbing connections and fixtures
- Roof

We know the scope of what they are looking for and we know how to present it to underwriters.

Insurance companies have become increasingly reluctant to issue Homeowner Insurance Policies on older homes (usually 30 years old or more).

Their common concern is that there may be conditions in an older home that could become a liability to them. For instance; a home with a roof nearing the end of its reliable service life may fail while under the policy and the homeowner may seek reimbursement from their insurance company for damages to the home or its contents. Similar concerns extend to the condition of the HVAC, electrical and plumbing systems in an older home. If these elements are in poor condition, in need of being updated or replaced or were improperly installed, they may fail and cause fire or water damage to a home.

Newer homes are assumed (by the insurance companies) to not have these problems as frequently as older homes.

Schedule Your Inspection

Inspection Pricing

CLIENT-FRIENDLY SERVICE

Our goal is always to make the home inspection process fast, easy, and friction-free. We offer flexible scheduling, affordable rates, and standard home inspection services, as well as additional services. If you need a home inspector, Cypress Inspections is a one-stop shop for all of your needs.

ADVANCED TECHNOLOGY

With our advanced technology we can detect hidden issues that other home inspectors may overlook, and ensure you are fully informed about the condition of the home you’re interested in purchasing.

CLEAR COMMUNICATION

We respond to your messages and those of your agents right away, and will communicate clearly throughout the entire inspection process, ensuring that you’re always kept up-to-date.